Tag Archives: First Team Real Estate

Loving your Listing

How difficult is it to sell your listing in today’s market? Be it a million dollar mansion or ‘just’ a one in a million condo…you want to sell it, and sell it fast if you may. However, to make things happen…there are many hurdles to clear–and you just have to love that listing!

I dare you to click that LISTING tab, and you’ll see one of the cleanest and most well-kept condo in the heart of Santa Ana, California. It’s close to SA Civic Center and is centrally located with access to nearby freeways: 5, 22, 57, 55, or 405 (which means it’s just a short distance from South Coast Plaza). It’s Location, Location, and More! Everyone is welcome, but First-time Homebuyers, this is your chance to have a spacious 3-bedroom/2-bath 1,234 sq. ft. recently remodelled home. It’s ready for you to move-in FAST! STANDARD SALE! Don’t forget to check the pictures under LISTING (tab above).

I’ll let the pictures showcase our precious listing: (ON HOLD FOR APPROXIMATELY 3 WEEKS–as of 9/27/10) and it will be waiting for a special person or family to call it HOME. Home where the heart is–and the family gathers!


UPDATE: 3/19/2011

This listing finally sold on March 12, 2011. We had gone through a long process…and price changes that I thought we’ll never be able to sell it. Then the last price point for cash buyer worked out, and in 2 weeks we closed escrow. This was an exhausting mental trek that started–of all the date to start our first listing–September 11, 2010! Then barely a week had gone by, and we had to put it on HOLD as the family was coming to stay with the seller.

The projected date to put it back on the market dragged on…December 3, she was ready to restart the MLS! Dead month…luckily, Christmas was there to keep us merry and bright. January came, and we had 2 offers…very interested FHA first-time home buyers. In short, not without problems…appraisal is a killer when you have no room to lower your price without being hit by the contribution to the  buyer’s closing cost. From $225K to $200K–then with offers of $213K and $215K–the seller settled for a price change of $200K for cash buyers. We were a little bit short from the mark, but we made it through!

Originally posted @ https://xzyllar.wordpress.com



$1000 American Express Contest–3rd Quarter

First Team is very supportive of its agents, and the marketing department  provides us with numerous downloadable marketing pieces among others. Here’s the original Q3 AmEx Contest O-Flyers which I modified to cut down on cost when my husband and I distribute them to our Farm area. Cutting down on graphics is always my first target when we print our own flyers such as this one — Q3 AmEx Contest F-Flyers.

Below is the enlarged CONTEST RULES from the original contest flyers for ease of reading and information purposes only, and not meant as any interpretation or deliberate changes in layout or other perceived discrepancies. Note: If it gets too dificult for the color to read, highlight the text with your cursur. I still can’t find a more suitable theme or format.

$1000 American Express Contest Rules:

 1) GENERAL: NO PURCHASE IS NECESSARY. Promotion begins at 12:01 a.m. (PST) on 7/01/2010 and ends at 5:00 p.m. (PST) on 9/30/2010

2) TO ENTER: Print your name, address, city, state, zip code, phone number, and email address on the official Sweepstakes entry form. Mail to the address printed on the entry form. Mail-in entries must be received by 9/30/2010. Sponsor assumes no responsibility for lost, late, misdirected, postage due entries or mail or for any computer, online, telephone, or human error or any technical malfunctions that may occur. All entries become the property of the Sponsor and will not be returned. 

3) PRIZE: (1) Grand Prize: American Express gift card with retail value of $1,000. Odds of winning will depend upon the number of eligible entries received.


4) WINNER SELECTION: Winner will be selected in a random drawing on or about 10/04/10 from among all eligible entries received. Decisions of judges are final. Odds of winning will depend upon the number of eligible entries received. 

5)  ELIGIBILITY: This sweepstakes is open only to legal residents of the United States. 18 years of age or older at the time of entry. Void in Puerto Rico and where prohibited by law. Employees of First Team Real Estate and their respective affiliates, parent companies, subsidiaries, promotion, advertising and promotional agencies and immediate family members of each are not eligible to enter.

 6) GENERAL CONDITION: Sweepstakes entrants agree to be bound by the terms of these official rules. The laws of the United States govern this Sweepstakes. All federal, state, and local laws and regulations apply. By entering, participants release and hold harmless sponsor and their respective subsidiaries, affiliates, directors, officers, prize suppliers, employees and/or agents from any and all liability or any injuries, loss or damage of any kind arising from or in connection with this Sweepstakes or acceptance or use of any prize won.

 7) WINNER’S NAME: To receive name of the winner by mail, send a self-addressed stamped envelope to: First Team Real Estate, 3150 Bristol St., Suite 500, Costa Mesa, CA 92626. Requests received after 9/30/2010 will not be fulfilled.


Originally posted @ https://xzyllar.wordpress.com

Annual Credit Report

It was intriguing to listen to this old gentleman–I am old but he’s older–talking about something that did not interest me before, but now I have to learn by trade. From credit history to credit checks…FICO SCore was born. How important it is to each one of us may differ, but we can’t ignore it at all from the ‘plastic’ world of our everyday existence to the ‘concrete walls’ of our dreams–we are measured according to our FICO Scores. Where art thou Fair Isaac? I need the favor of your COmpany… Or my life is Gloomed and Doomed! I’ll just get you started from my own kaleidoscopic view–and tread with extreme caution.

 Start your credit education from these valuable Information Resources:

            www.myfico.com  FICO, the Score that Matters™.

            https://www.annualcreditreport.com  AnnualCreditReport.com is the official site to help  consumers  to obtain their free credit report.  

Be careful…if you happen to somehow remember and type myannualreport or just annualreport instead of annualcreditreport , it will be a completely different world of FREE…but not really…How many have read something similar to the following example?


                   When you order your free report here, you will begin your free trial membership in Triple Advantage®  Credit Monitoring. If you don’t cancel your membership within the 7-day trial period, you will be billed $19.95 for each month that you continue your membership.

              ConsumerInfo.com, Inc. and FreeCreditReport.com are not affiliated with the annual free credit report  program. Under a new Federal law, you have the right to receive a free copy of your credit report once every 12 months from each of the three nationwide consumer reporting companies. To request your free annual report under that law, you must go to www.annualcreditreport.com.

Or something like this:

               When you order your $1 Credit Report & Score, you will begin your 7-day trial membership in Triple  Advantage®. If you don’t cancel your membership** within the 7-day trial period, you will be billed $14.95 for each month that you continue your membership. You may cancel your trial membership anytime within the  trial period without charge.

 Ask yourself many many questions…are they offering me credit report or credit score? Which one do I need? Why do I need one???? Are they really free? Have you heard of FAKU score? (Fake what?) Google will even ask you…Do you mean FAKKU? (Why?) It’s a confusing world of credit-what-and-what-nots!


Originally Posted @ https://xzyllar.wordpress.com

Historic Low on Interest Rate

How low can we still go? You tell me! Why isn’t everyone jumping for joy? Do we see a barrage of people rushing to buy houses either? The pendulum swung to the furthest end that even first-time home buyers are still scared to take the first plunge in a shallow pool…even when they can see the bottom. There are still  multiple programs coming up faster than we could find them, even DP and HOA assistance–as there are ever-changing guidelines. This market has somehow leveled the playing field as all Realtors have to learn new terms from HAMP to HAFA…and more. Even SHORT Sales have the LONGest time to wait.

If we look back, we will find that buying a house is always a struggle…like reaching for a dream no matter what unless we’re one of the privileged few. My 83 year-old neighbor, who is now sitting pretty (from my neighborly perspective) on a fully paid house as I struggle with the bursting bubble of my dream, had told me how difficult it was for them to come up with the down payment. Then, every month they would ‘skimp and scrimp’ to make ends meet. They had seen The Great Depression, too…and they survived it! I am not sure what was Great about that Depression when we dread to see it in our time. In her stories, I only envisioned the greatness in her! I still believe in the resilience of the human race.

In the 1930s when they bought their house in Anaheim, it was only an amazing $24K. It had reached more than half a million during the recent market bubble. As a Realtor now, inspired by the collapse of the real estate market, the under $10K  sign was floating before my very eyes for that house when it was first constructed in the 1950s. Where was I then? I must had been in First Grade half-way around the world.

It doesn’t matter anyway…the cycle of life will always be the same. We can’t see the future, and there will always be something that we will be afraid of doing. Rightly so…as we continue to struggle. Fear has a paralyzing effect, and it could let opportunity pass anyone by. It’s never a right time or a wrong time to buy a home, but it has to be right for you! The market could be different for everyone.


Originally Posted @ https://xzyllar.wordpress.com