Tag Archives: credit education

Annual Credit Report

It was intriguing to listen to this old gentleman–I am old but he’s older–talking about something that did not interest me before, but now I have to learn by trade. From credit history to credit checks…FICO SCore was born. How important it is to each one of us may differ, but we can’t ignore it at all from the ‘plastic’ world of our everyday existence to the ‘concrete walls’ of our dreams–we are measured according to our FICO Scores. Where art thou Fair Isaac? I need the favor of your COmpany… Or my life is Gloomed and Doomed! I’ll just get you started from my own kaleidoscopic view–and tread with extreme caution.

 Start your credit education from these valuable Information Resources:

            www.myfico.com  FICO, the Score that Matters™.

            https://www.annualcreditreport.com  AnnualCreditReport.com is the official site to help  consumers  to obtain their free credit report.  

Be careful…if you happen to somehow remember and type myannualreport or just annualreport instead of annualcreditreport , it will be a completely different world of FREE…but not really…How many have read something similar to the following example?

               IMPORTANT INFORMATION

                   When you order your free report here, you will begin your free trial membership in Triple Advantage®  Credit Monitoring. If you don’t cancel your membership within the 7-day trial period, you will be billed $19.95 for each month that you continue your membership.

              ConsumerInfo.com, Inc. and FreeCreditReport.com are not affiliated with the annual free credit report  program. Under a new Federal law, you have the right to receive a free copy of your credit report once every 12 months from each of the three nationwide consumer reporting companies. To request your free annual report under that law, you must go to www.annualcreditreport.com.

Or something like this:

IMPORTANT INFORMATION: 
               When you order your $1 Credit Report & Score, you will begin your 7-day trial membership in Triple  Advantage®. If you don’t cancel your membership** within the 7-day trial period, you will be billed $14.95 for each month that you continue your membership. You may cancel your trial membership anytime within the  trial period without charge.

 Ask yourself many many questions…are they offering me credit report or credit score? Which one do I need? Why do I need one???? Are they really free? Have you heard of FAKU score? (Fake what?) Google will even ask you…Do you mean FAKKU? (Why?) It’s a confusing world of credit-what-and-what-nots!

 

Originally Posted @ https://xzyllar.wordpress.com

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